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PRIVACY POLICY

At The Plexus Groupe LLC, your personal privacy is important. We value our customer relationships and therefore do not sell customer information. We will only distribute your information for the purposes of placing your insurance, and as otherwise permitted by law.

This Privacy Disclosure describes our information distribution practices to assist you in understanding how we protect your privacy, when we gather and use information about you, and the actions we take to keep your personal information confidential.

INFORMATION WE COLLECT
The Plexus Groupe gathers the necessary information from you and other public and insurance sources to execute the insurance market search and placement of the insurance coverages your needs/risk exposures require. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or required questionnaires.

  • Information about your transactions with our affiliates, others or us.

  • Information we receive from consumer reporting agencies and insurance bureaus.

We exchange such information only with other insurance related parties that are similarly obligated under federal and state privacy laws and have in place appropriate procedures to keep all exchanges of your information within the requirements of these laws.

We do not utilize online tracking of click streams or cookies. Any information that may be obtained when you visit our website provides only aggregate data information such as visit rate, date and time information of visits, pages visited and time spent on the site. This type of information may be used to help us to improve our website.

INFORMATION WE SHARE
We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

  • We use or share information in a limited and carefully controlled manner.

  • We use or share your information in order to properly service your account.

  • We may share nonpublic personal information about you to market your insurance coverage directly with insurers and providers. We also may disclose all the information we collect, as described above, to companies that perform marketing services on our behalf or to other insurers or providers with whom we have joint marketing agreements.

We may disclose nonpublic personal information about you or your company to our affiliated companies as permitted by law, unless you tell us not to. If you prefer that we not share this information with our affiliated companies you may direct us not to share this information by sending an e-mail to us at network@plexusgroupe.com.

We may disclose nonpublic private information about you or your company to third parties, unless you tell us not to. The types of third parties include:

  • Financial service providers, such as insurers, banks, mortgage brokers, leasing companies.

  • Non-financial companies, such as insurance brokers, auto dealerships, attorneys, independent claims adjusters, appraisal firms, and third party administrators.

  • Others, such as employers (human resources), providers (dentists and doctor offices, hospitals, and other types of caregivers), non-insurance company benefit providers, collection agencies, 401(k) providers and administrators.

Information Confidentiality and Security
We restrict access to private information about you or your company to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Be aware that e-mail messages sent in clear text over the public Internet may be observed by an unintended third party. If you wish to keep your information private, please use proper precautions (password protection, etc) to communicate information to us or request information from us that you consider to be confidential and/or proprietary. If you wish, you may contact us instead via telephone at the phone number provided elsewhere in this website.

FORMER CUSTOMERS
Plexus treats personal information about former customers in accordance with the policies described in this Privacy Policy regarding current customers.

LINKING TO OTHER SITES
The Plexus Groupe website may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of The Plexus Groupe and The Plexus Groupe is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. The Plexus Groupe is not responsible for webcasting or any other form of transmission received from any Linked Site. The Plexus Groupe is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by The Plexus Groupe of the site or any association with its operators.

TERMS OF USE

AGREEMENT BETWEEN USER AND THE PLEXUS GROUPE
The Plexus Groupe website is comprised of various Web pages operated by The Plexus Groupe.
The Plexus Groupe website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of The Plexus Groupe website constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF THESE TERMS OF USE
The Plexus Groupe reserves the right to change the terms, conditions, and notices under which The Plexus Groupe website is offered, including but not limited to the charges associated with the use of The Plexus Groupe website.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of The Plexus Groupe website, you warrant to The Plexus Groupe that you will not use The Plexus Groupe website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use The Plexus Groupe website in any manner which could damage, disable, overburden, or impair The Plexus Groupe website or interfere with any other party’s use and enjoyment of The Plexus Groupe website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through The Plexus Groupe websites.

USE OF COMMUNICATION SERVICES
The Plexus Groupe website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.

  • Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consents.

  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.

  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.

  • Conduct or forward surveys, contests, pyramid schemes or chain letters.

  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.

  • Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

  • Restrict or inhibit any other user from using and enjoying the Communication Services.

  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.

  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.

  • Violate any applicable laws or regulations.

The Plexus Groupe has no obligation to monitor the Communication Services. However, The Plexus Groupe reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. The Plexus Groupe reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

The Plexus Groupe reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in The Plexus Groupe’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. The Plexus Groupe does not control or endorse the content, messages or information found in any Communication Service and, therefore, The Plexus Groupe specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized The Plexus Groupe spokespersons, and their views do not necessarily reflect those of The Plexus Groupe.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO THE PLEXUS GROUPE OR POSTED AT ANY THE PLEXUS GROUPE WEBSITE
The Plexus Groupe does not claim ownership of the materials you provide to The Plexus Groupe (including feedback and suggestions) or post, upload, input or submit to any The Plexus Groupe website or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting The Plexus Groupe, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. The Plexus Groupe is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in The Plexus Groupe’s sole discretion. By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LIABILITY DISCLAIMER
The Plexus Groupe AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON The Plexus Groupe WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. The Plexus Groupe AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL The Plexus Groupe AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF The Plexus Groupe WEBSITE, WITH THE DELAY OR INABILITY TO USE The Plexus Groupe WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH The Plexus Groupe WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF The Plexus Groupe WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF The Plexus Groupe OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF The Plexus Groupe WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING The Plexus Groupe WEBSITE.

SERVICE CONTACT : jbrogan@plexusgroupe.com

TERMINATION/ACCESS RESTRICTION
The Plexus Groupe reserves the right, in its sole discretion, to terminate your access to The Plexus Groupe website and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Illinois, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in Cook or Lake Counties, Illinois, U.S.A. in all disputes arising out of or relating to the use of The Plexus Groupe website. Use of The Plexus Groupe website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and The Plexus Groupe as a result of this agreement or use of The Plexus Groupe website. The Plexus Groupe’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of The Plexus Groupe’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of The Plexus Groupe website or information provided to or gathered by The Plexus Groupe with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and The Plexus Groupe with respect to the The Plexus Groupe website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and The Plexus Groupe with respect to The Plexus Groupe website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.

COPYRIGHT AND TRADEMARK NOTICES:
All contents of The Plexus Groupe Web Site are: Copyright 2018 The Plexus Groupe LLC and/or its suppliers. All rights reserved.

TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners. The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred. Any rights not expressly granted herein are reserved.

NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.

Plexus Financial Services, LLC

General Communications Disclosure

Plexus Financial Services, LLC (“PFS”) does not provide specific investment, tax, and/or legal advice and the information referenced/provided is not specific to any company’s or individual’s circumstances. These materials are general in nature and provided for educational purposes based upon publicly available information from sources believed to be reputable and reliable; we cannot assure the accuracy or completeness of these materials and as a result, personal diligence should be completed before relying or acting upon the information presented. Any general information referenced/provided is not to be construed as personalized investment, tax, and/or legal advice.  Always consult an advisor, attorney and/or tax professional regarding your specific situation. 

This communication is strictly intended for individuals residing in the states of Alabama, Arkansas, Colorado, Georgia, Illinois, Indiana, Louisiana, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Texas, Washington, and Wisconsin and does not provide any information regarding any offers or services directly provided by PFS.  The information referenced/provided is not to be considered an offer to buy or sell, or a solicitation of any offer. 

You may request receipt of PFS’s Form ADV, Privacy Policy Statement, Code of Ethical Behavior, and/or Conflict of interest Policy at any time by written request to info@plexusfs.com.  For additional details or questions regarding this or any information provided by or related to PFS please visit our website at www.plexusfinancialservices.com located at 21805 Field Parkway, Suite 320, Deer Park, Illinois 60010. To contact us by phone please call (847) 307-6222. 

PFS is a wholly owned subsidiary of The Plexus Groupe LLC. Advisory services are offered through Plexus Financial Services, LLC, a registered investment advisor with the SEC which transacts business in states where it is properly registered, or is excluded or exempted from registration requirements, member FINRA www.finra.com, and the SIPC www.sipc.com. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

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