2019 Client Appreciation Event

August 23, 2019 @ The Wrigley Rooftops

August 23, 2019 @ The Wrigley Rooftops

This year, The Plexus Groupe Client Appreciation Event was held at the Wrigley Rooftop with the best view of the ballpark (if we do say so ourselves). It was a wonderful celebration with our Clients, Carriers and Associates who enjoyed baseball, food and lots of sunshine. Even though the Cubs lost to the Nationals, the event was definitely a winner!

Here are some of our fun pictures from this beautiful summer day. Many thanks to all for joining us!

Click through our Cubs slideshow above.

DID YOU KNOW? Back to School Insurance Needs

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Most parents can clearly remember their child’s first day of school and the mix of emotions as they got on the school bus. Will they like their teacher? Will they make friends? Did I remember to put everything in their backpack?

For parents of college-bound students, the emotions are a little more intense and the questions a little different. Will they be safe? Will they do something harmful to themselves or others? Will they become homesick?

Whether your child is living in a dorm, a fraternity/sorority house, or off-campus housing, you should contact your insurance agent as part of the move-in process and confirm the following:

  • Will my home insurance policy respond to a liability claim associated with my child’s college address? 

  • Are my child’s belongings covered by my home insurance policy, or do I need to secure renter’s insurance?

  • Whether or not my child has a car at school, do I need to make changes to the auto insurance?

  • Do I need to update the personal umbrella policy as well? Or if I don’t have one, should I get one?

Perhaps more importantly than coverage for your child’s belongings, you need to confirm how your home insurance policy provides liability coverage to other locations. Your child might be a model citizen, but the combination of alcohol, lack of supervision, and peer pressure can lead to some dumb decisions and your homeowner’s liability insurance will likely provide coverage. Some policies automatically cover on-campus housing, but not off-campus housing, while others provide no coverage unless the policy is endorsed. The good news is that the cost to extend liability to another location is usually less than $50 per year, plus another $50 to $100 to add the location to an umbrella policy.

Most home insurance policies also provide coverage for personal property located away from the primary residence. This amount is usually limited to 10% of your policy limit, but that may be enough.  For example, if your home insurance policy provides you with $250,000 of personal property coverage, up to $25,000 of that coverage would cover personal property at your child’s college address. Keep in mind that your policy deductible would apply, so if you have a high deductible, the amount of coverage would be reduced accordingly. Also, if your child’s location becomes uninhabitable due to a covered cause of loss, your policy would not provide funds for temporary housing expenses. If these restrictions are too onerous, a separate renter’s insurance policy might be a better solution.

Many insurance companies also provide an auto insurance discount if your child is away at school without a vehicle and the school is located more than 100 miles from home. If your child is bringing a car to school, you need to inform the insurance company as well. Some states require you to carry state-specific auto insurance if your vehicle is “garaged” in the state for more than 30, 60, or 90 days. If your child is living full-time at school in order to secure in-state tuition, you may need to register the vehicle in that state as proof of residency. 

If you have a personal umbrella policy, you should also make sure your agent updates the coverage to reflect the changes to your home and/or auto insurance policies. Umbrella policies only cover the locations, vehicles, and drivers listed in the policy itself, so there could be a coverage problem if the agent forgets to list the off-campus apartment you rented for your son or daughter. 

If you don’t have a personal umbrella policy, you may want to consider purchasing one at this time. College is not just a place to gain academic knowledge. It’s also a place to learn how to become an adult and accept people and opinions different from your own. Sometimes that leads to bad decisions that can harm other people. A personal umbrella policy can provide you with the peace of mind that if your child unintentionally causes harm to someone else, it doesn’t have to be financially ruinous.

Going away to college is both exciting and challenging for parents and students. A quick insurance check-up with an associate at Plexus Private Client Solutions can reduce some of that anxiety. We look forward to assisting you.


David Miller, who writes the monthly, DID YOU KNOW? blog is The Plexus Groupe’s Vice President, Client Executive for Private Client Solutions. Miller can be reached by calling 846-307-6141.

The Plexus Groupe Makes Bold Move for Growth and Expansion Nationally with Addition of Industry Executive Brian Morgan

Brian Morgan

President and Chief Growth & Strategy Officer

The Plexus Groupe is pleased to announce the addition of industry leader Brian Morgan as President and Chief Growth & Strategy Officer. He brings twenty years of industry experience, with a deep background in accelerating growth organically, recruiting industry leading talent and orchestrating strategic acquisitions.

As an innovative industry leader, Morgan is known for building dynamic cultures where sales teams thrive in exceeding client expectations through collaboration and knowledge sharing to create the best possible outcomes. Prior to joining The Plexus Groupe, Morgan served as the Head of U.S. Growth and Southeast Operations for Integro Insurance Brokers. Morgan also previously served in various senior leadership roles for Marsh & McLennan and Willis Towers Watson in the Southeast.

Founder and CEO Walter Fawcett, III commented, “Brian brings a dynamic skill set that embodies the foundation of our firm, broadcasting a clear signal of our plans to grow our platform strategically across the country. He enables professionals to feel valued in delivering exceptional service and growing careers with a clear path. Our focus is to attract the best talent, agnostic to geography, but keenly focused on industry and technical verticals.”

Morgan commented, “It is an honor to join Walt and the Plexus family. I am excited to be a part of an independent firm built with a clearly defined culture of doing the right thing for its associates and clients. The team has worked hard to create a unique and inspiring culture under Walt’s guiding vision, that I am confident will attract top industry talent and partners. I look forward to working with all the Plexus associates to expand our business and national footprint.”

The Plexus Groupe offers innovative solutions in employee benefits, property & casualty insurance, corporate retirement plans, personal lines insurance, benefits technology services, and mergers & acquisitions. Additionally, the Plexus Global Network gives clients access to insurance placement in 130 countries around the world. Plexus is headquartered in Deer Park, Ill., with additional locations in Chicago, Dallas, and Oklahoma City.

For more information on strategic insurance solutions, please contact The Plexus Groupe at 847-307-6100 and ask to speak to a client executive.

DID YOU KNOW? Graduation Party Hijinks Results In Sobering Consequences for Parents

High school graduation is an exciting time for young adults and overly-enthusiastic parents who want to celebrate this milestone. With about two-thirds of high school students planning to go to college after graduation, the temptation to treat them as adults or to let them “blow off some steam” at a party may be quite high for some parents.

The Plexus Groupe's Expert on Personal Lines Quoted in Reviews.Com Article

The Plexus Groupe's Expert on Personal Lines Quoted in Reviews.Com Article

In their latest "Insurance & Pop Culture" column, Reviews.com asked David Miller of The Plexus Groupe whether homeowners insurance would cover damage by Godzilla, and the results might surprise you.

The Plexus Groupe Celebrates EOY Midwest Finalists

The Plexus Groupe Celebrates EOY Midwest Finalists

Executives of The Plexus Groupe celebrated the Entrepreneur of the Year Finalists for the Midwest Division Monday during a reception for the program. This is the 10th year that The Plexus Groupe has been a Platinum Sponsor of the event that celebrates the entrepreneurial spirit and bringing big ideas to life.

DID YOU KNOW? Carfax is Your Friend AND Foe

DID YOU KNOW? Carfax is Your Friend AND Foe

Did you know that some repair facilities, including Midas and Pep Boys, share your vehicle data with Carfax?  Did you also know that Carfax sells this data to some insurance companies?  This data exchange is not a one-way street – Carfax also receives vehicle claims data from insurance companies. 

Work Shield Featured in Dallas Innovates

Work Shield Featured in Dallas Innovates

The Plexus Groupe is not only proud to offer Work Shield as an innovative workplace harassment protection plan to our clients, but we use the confidential reporting platform in our own company as well.

Work Shield founder Jared S. Pope was recently featured in Dallas Innovates as a cutting edge start-up that is making a difference in the #metoo movement.