When Black Friday comes, be wary of parking drama

In our latest Plexus Personal Insurance Newsletter, we take a closer look at some timely home & auto issues to ponder as the holiday season starts and 2018 approaches.

Thinking about home renovations? It pays to talk to your insurance agent.

If planning renovations to your home, loop in your insurance agent, who can then contact your carrier if necessary. While this could lead to a rate hike, it could save the day if disaster strikes. For instance, if you suffer a construction-related loss to your home without telling your insurer, you could be facing a deductible of 10 percent of your home's replacement cost. Want to learn more? Contact Plexus Private Client Solutions Client Executive David Miller at 847-307-6141 or dmiller@plexusgroupe.com.

Shopping on Black Friday? Look out for door-busters -- and fender-benders.

The Friday after Thanksgiving brings big sales and big crowds to shopping centers. It can also bring people closer together . . . to exchange insurance information. According to Farmers Insurance, parking lot accidents increase in number by 25 percent on Black Friday, per NerdWallet.com. Talk about an unwanted complication at the end of the year.

The (scary) facts on distracted driving

Auto rates have been on the rise, and distracted drivers getting into accidents have played a role. Travelers Insurance has put together a short interactive quiz on distracted driving, including this question: "At any moment in the day, how many people in the U.S. are using phones or electronic devices while driving?" Hint: the answer is more than a handful, to say the least. Take the quiz and see how you do.

For more on Plexus’s personal insurance services, contact a  dedicated Plexus Private Client Solutions team member at 847.307.6100, or contact us via the Web.