Plexus Points: Insurance stories we're checking out

As we enter the final month of 2016, here are five insurance-related stories we're reading, sharing and bookmarking here at The Plexus Groupe: -- Businesses who don't have the proper coverage could be left holding the bag when disaster strikes; there's some scary stories within this deep dive into the subject by The Associated Press.

-- What does a new presidential administration mean for the Affordable Care Act? Joel Wood, Senior Vice President at the Council of Insurance Agents and Brokers, takes a closer look.

-- Happy holidays! Here's why you very much need homeowners insurance.

-- A Massachusetts police sergeant has been sentenced to two years in prison for insurance fraud after allegedly staging an injury.

-- Here's a closer look at common insurance gaps.