financial services

Plexus Financial Services introduces redesigned

We are pleased to unveil the redesigned Plexus Financial Services website, which is now live. The new has a fresh new look and houses a significant amount of valuable and interesting content for retirement plan participants and retirement plan sponsors. Site enhancements include more than 20 new videos and a series of electronic flipbooks on a variety of financial topics. Upon reaching the site,  use the "Menu" bar at right to scroll through the various sections.

If you have any questions, suggestions, or observations regarding the functionality, design, and display of, please reach out to us here.

We hope you enjoy the new, and as always, we welcome your feedback.

Disclosure regarding Plexus Financial Services

Plexus Financial Services, LLC (“PFS”) does not provide specific investment, tax, and/or legal advice and the information referenced/provided is not specific to any company’s or individual’s circumstances. The materials referenced/provided are general in nature and provided for educational purposes based upon publicly available information from sources believed to be reputable and reliable; we cannot assure the accuracy or completeness of these materials and caution you to use personal diligence in review before relying or acting upon any information presented. Any general information referenced/provided is not be construed as personalized investment, tax, and/or legal advice. Always consult an advisor, attorney and/or tax professional regarding your specific situation.

This communication is strictly intended for individuals residing in the states of Alabama, Colorado, Georgia, Illinois, Indiana, Louisiana, North Carolina, Ohio, Oklahoma, Texas, Washington, and Wisconsin and does not provide any information regarding any offers or services directly provided by PFS. The information referenced/provided is not to be considered an offer to buy or sell, or a solicitation of any offer.

PFS is a wholly owned subsidiary of The Plexus Groupe LLC. Advisory services are offered through Plexus Financial Services LLC, a registered investment advisor with the SEC which transacts business in states where it is properly registered, or is excluded or exempted from registration requirements, member FINRA ( and the SIPC ( SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

You may request receipt of PFS’s Form ADV, Privacy Policy Statement, Code of Ethical Behavior, and Conflict of interest Policy at any time by written request to For additional details or questions regarding this or any information provided by or related to PFS, please visit our website at Plexus Financial Services is located at 21805 Field Parkway, Suite 300, Deer Park, Illinois 60010. To contact us by phone, please call (847) 307-6222.

Participant outcomes: how companies can implement a healthy personal finance culture

  Many worry about outliving their retirement income — having enough to live comfortably for as long as they live.

One way to fight this discomfort, however, is to integrate a healthy personal financial culture at the workplace — a culture built on strong plan design, excellent employee participation and simple, consistent financial education.

All employers, for that matter, should have a vested interest in this too. For starters, offering a 401(k) plan doesn’t hurt in terms of attracting talent, and frankly, it’s a given in some industries. With pensions pretty much a thing of the past, having a good retirement plan like a 401(k) is essential for individuals.

And because of this necessity, companies – who are thrust into the role of plan sponsors – are charged with looking out for their employees. The use of a 3(21) fiduciary to provide guidance to the plan is a sound idea; a 3(21) fiduciary, by rule, must put the plan participants first and is free of conflicts of interest.

But even with a good plan in place, participants need to be educated on the best choices. And the best choice of all is to participate. According to recent Bureau of Labor statistics cited by CBS, only 53 percent of American workers took part in a workplace retirement plan. Their retirement will be anchored only by Social Security and whatever they have managed to save on their own. That’s why companies should see fit to build a healthy personal financial culture. The more employees save, the better they can feel about their futures, which can reduce stress on all.

Firms should work with a good retirement plan advisor on the proper plan design for their retirement plans. At Plexus Financial Services, we provide independent and objective advice on corporate retirement plan strategies. We collaborate with employers to ensure that those strategic objectives are met, while helping participants pursue their individual goals through their defined contribution, defined benefit and non-qualified plans. For more information, talk to a PFS professional by calling us at 847.307.6222 or contact us via the Web at


Aven Gladych, Paula. “3(21) fiduciaries more popular among plan sponsors,”, November 9, 2011.

Vernon, Steve. “Half of Americans aren’t in a retirement plan.” CBS Money Watch, October 27, 2014.