Private Equity

DID YOU KNOW? Pool Safety Ensures A Swimming Summer

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Ensure pool safety before diving in headfirst. Whether you own a pool or get invited to a friend’s pool, ensure pool safety by having a plan to prevent injuries, adequate insurance coverage and a regular maintenance schedule.

According to the Centers for Disease Control and Prevention (CDC), an average of 356 drowning deaths in pools and spas occur in the United States each year, with 77 percent of the deaths involving children under age five.

While drownings are certainly the most tragic, common injuries include:

  • Clothing, jewelry, or fingers becoming entangled in drains
  • Head injuries caused from diving into shallow water
  • Overexposure to chemicals used to treat the water
  • Slipping and falling on stairs, decks, or ladders


If you own a swimming pool, you must take reasonable precautions to ensure pool safety and prevent people from being injured. Some of the acts a “reasonable person” would be expected to do to include:

  • Keeping the pool in good repair
  • Limiting access by enclosing the pool with a fence
  • Installing a locking hard cover when the pool is not in use
  • Providing adequate supervision for children and non-swimmers
  • Posting warning signs where appropriate
  • Ensuring that lifesaving devices are readily available
  • Refusing to allow intoxicated guests to swim
  • Keeping the area around the pool well-lit and maintained

From an insurance standpoint, a personal umbrella policy is also a must-have.  It won’t ensure pool safety or prevent an injury, but it will provide you with additional liability insurance should a tragedy occur.  Most importantly, legal defense costs incurred during the claims process would also be covered, without subtracting from the limit of liability.

Besides adequate insurance coverage and a regular maintenance schedule to ensure pool safety, it is important to talk about pool safety with your children. Some tips include not allowing them to swim unattended, avoiding unsafe pools and pointing out possible hazards to those who owns unsafe pools.

If you own a pool, have set safety rules, maintain it regularly, make sure your insurance policy has adequate coverage and then slather on some sunscreen and float your days away, worry free.

Have questions about pool insurance? David Miller has answers. Miller, who writes the monthly Did You Know blog, is The Plexus Groupe’s Vice President, Client Executive for Private Client Solutions. Miller can be reached by calling 846-307-6141.

Why checking your homeowners insurance should be a rite of spring

Double-checking your homeowners insurance probably isn’t on many spring to-do lists. But it should be.

That’s the advice from David Miller, Vice President and risk management expert at Plexus Private Client Solutions, a suburban Chicagoland personal insurance agency protecting the life’s work of successful families and individuals with tailored home, auto, and umbrella coverage solutions.

In his recent article, “Eight Things That Might Surprise You About Your Home Insurance Policy,” Miller highlights some hot-button issues for homeowners, including:

Your home may be underinsured. Via Consumer Reports, which cited data from analytics firm CoreLogic, three out of every five homes are 20% underinsured on average. In the case of a total rebuild, this could leave homeowners left to pick up the pieces — while also picking up the check.

Take a look at your deductible, because it may have changed. Miller, who has more than two decades of insurance experience, cautions homeowners to be aware of wind and hail deductibles. These have been on the rise, with an uptick in roof-related claims particularly an issue. An insurance company can only change your coverage at renewal; make sure to read the fine print. Your agent can help.

Do not assume you have sump pump failure coverage. Most insurance companies will exclude this damage as a cause of loss. However, you can usually buy back a limited amount of coverage. Writes Miller: “Even if you have an unfinished basement, the costs associated with a sump pump/sewer claim might surprise you.”

For more information on the home and personal insurance expertise offered by Plexus Private Client Solutions, contact David Miller at 847-307-6100, or visit The firm's located at 21805 W. Field Parkway, Suite 300, in Deer Park, Illinois.

About Plexus Private Client Solutions

The personal insurance practice of national insurance brokerage The Plexus Groupe LLC, Plexus Private Client Solutions delivers a superior client experience and comprehensive personal insurance for successful individuals and families, including auto, home, and umbrella coverage. Our experienced, dedicated team takes a consultative approach to your personal risk management needs. For more information on Plexus Private Client Solutions, contact the firm at 847.307.6100 or via the Web.

Plexus Points: Insurance stories we're reading


At Plexus, we enjoy reading about insurance. Here are a half-dozen insurance stories we are sharing, bookmarking, and highlighting as the work week rolls on:

Insurance Stories

-- A major carmarker will begin a program allowing owners to rent their cars out when they are not using them, a la Airbnb and homes.

-- In case you are wondering, Airbnb does provide some free liability coverage to users, and homeowners insurance may also cover some issues, as this Kiplinger's Personal Finance article points out.

-- Here's a look at the type of coverages home-based businesses may want to explore.

-- Will marijuana-related businesses utilize captives for insurance solutions?

-- Dental implants are effective, but will your insurance cover them?

-- On homeowners policies and firearms.

Plexus, Hunton & Williams to host Cybersecurity Seminar in Dallas on February 20


International law firm Hunton & Williams and insurance brokerage / risk management consultancy The Plexus Groupe are excited to host a series of cyber risk management panel discussions tomorrow, Tuesday, February 20, from 1-5 p.m. at Hunton and Williams's offices at 1445 Ross Avenue, Suite 3700, in Dallas. An on-site cocktail hour will follow the panel discussions. Join other local executives for cutting edge, actionable threat mitigation insights and fruitful networking opportunities featuring leading legal, security, insurance, and risk management experts.

To RSVP, contact Michael Iannaccone of Plexus Financial Services at or 630.347.5939.

Topics to be covered by our panelists include:

Cyber Threats: Fixed and Mobile

The Internet of Things brings great opportunity for businesses. But hackers need just cheap, easily accessible technology to wreak havoc on your firm. We take an in-depth look at this dangerous landscape.


Chris Risley, CEO, Bastille Networks Internet Security; has led nine venture-backed startups.

Andrew Hoog, Founder, NowSecure; mobile security expert.

Cyber Risk Management: Direct and Indirect

Every day, your brand and your business are on the line.


Paul M. Tiao, Partner, Hunton & Williams; co-chair of firm's cyber and physical security task force and former senior counsel under FBI Director Robert S. Mueller.

Michael Berman, Founder & CEO, Ncontracts; leading risk management software provider for financial institutions.

Cyber Risk Mitigation

So you’ve been hacked. What’s the cost? Get ready for some sticker shock.


Erik Tammearu, National Benefits Distribution, Symantec.

Michael Iannaccone, Vice President, Plexus Financial Services; banking and risk management consultant.

Cyber Liability

When cyber-attackers hit, cyber insurance and its many components can save the day.


Lorelie S. Masters, Partner, Hunton & Williams; nationally recognized insurance coverage litigator.

Willie T. Lindsey, Vice President, Executive Liability, The Plexus Groupe; Executive Liability underwriting and insurance brokerage leader.



Dr. Rick Rigsby to Plexus associates: Selfishness is dangerous, growth is essential, change is up to you

Selflessness is a virtue -- and a necessity for a business to move foward. And if a business isn't growing, forget about it.

These were among the lessons from Dr. Rick Rigsby during Thursday's keynote address at the 2018 Plexus Team Building Event.

The best-selling author of "Lessons From a Third Grade Dropout," Rigsby imparted wisdom learned from his late father, whose formal schooling ended not long after kindergarden but whose committment to education never stopped. Among his father's lessons: Be a servant to others.

"Ego is the anesthesia that deadens the pain of stupidity," said Rigsby, a former professor and TV sports anchor turned motivational speaker.

To begin his talk, Rigsby spoke of the risks people and businesses face when they do not keep evolving.

"I want to talk about forward momentum, because without forward momentum, entropy sets in," he said.

Rigsby also drew a link between entropy and the pursuit of adulation.

"We love hearing the accolades from others. Guess that that invites?" Rigsby said.

Rigsby also called on Plexus staff and other assembled guests at the American Society of Anesthesiologists to think and act strategically.

"Great people are thinking in muitiple dimentions," he said. "They’re not just showing up for a paycheck and some benefits."

Rigsby also took aim at the idea that businesspeople are just too busy to change their habits.

"The issue is not time. The issue is our management, or lack thereof, of time," Rigsby said.

Then, in his closing remarks, Rigsby told Plexus associates to look inside themselves. Company management, he said, shouldn't be expected to "raise your expectations for you."

Said Rigsby: "You raise them yourself."

For more information on Dr. Rick Rigsby, including booking information, please visit his website, And be sure to check out the 2017 speech he delivered to California State University Maritime University, which has been viewed more than 130 million times.


The 2018 Plexus Team Building Event kicks off Wednesday. Here's what to look for.

It's time again for one of the biggest events on The Plexus Groupe's calendar, a foundational piece for our corporate culture. On Wednesday and Thursday, all Plexus associates will gather in suburban Chicago for our 2018 Team Building Event. It's a chance for our 100-plus team members to connect, learn, and grow, and it's an opportunity for our firm to look ahead to what's in store for the coming year. We also get a wonderful chance to connect with our insurance carrier partners, who will be attending a number of the events over the next two days.

Once again, we have lined up an outstanding and impactful keynote speaker to cap off the event: Dr. Rick Rigsby, author of the best-selling book, "Lessons from a Third Grade Dropout." We are thrilled to have him speak to us on Thursday.

We’ll be posting here all week, as well as on our social media accounts, so you’ll want to be sure to follow us on TwitterLinkedInFacebook and Instagram for the latest.

It is hard to put into words what Team Building means to Plexus. It is a jumping-off point for the rest of the year, a catalyst for growth. And on Day One, it feels a lot like the first day of school, when seeing friends after the summer break. There are smiles and handshakes and greetings with our colleagues from other offices.

Frankly, we can't wait to get started.

Want to join a growing Best Places to Work in Insurance honoree? Try Plexus.


The new year brings new resolutions, such as a focus on eating healthier, or exercising more, or telling the people closest to us that we love them. For many, this list of resolutions also includes a vow to change jobs, to move up in their careers, to take the next step. Maybe this can be done at a current place of employment, but maybe not. Maybe it will take a fresh start at a new company to get to where you want to be.

This can be a tough decision to make. There is comfort in familiarity. Maybe your current role isn't so bad, and if you stick around, it might get better. That is possible.

So if you're going to look for another job in 2018, it better be worth your time. It better deliver a superior experience to what you already have.

That's why career seekers do their due diligence on prospective new companies.

And if you do your due diligence on The Plexus Groupe, you will find the following:

-- We're a Best Places to Work in Insurance honoree in each of the last eight years.

-- Our associates are proud of the workplace culture they have created, and a strong commitment to philanthropy and service is found throughout our organization.

-- We are a growing firm, with more than 100 employees across four offices in Deer Park, Illinois (corporate headquarters), Chicago (Loop), Dallas, and Oklahoma City.  The firm has more than 100 employees across offices in Deer Park, Illinois (corporate headquarters), Chicago (Loop), Dallas, and Oklahoma City.

-- We deliver advisory services and a superior client experience in the areas of property and casualty, employee benefits, retirement plans, personal lines insurance, HR consulting, and technology services.

-- A number of our team members have received recognition for excellence in their field. Furthermore, our associates are routinely interviewed by media, and asked to speak at conferences. We also jump at the opportunity to talk to students about our industry.

-- We offer our employees a wide variety of employee benefits, including medical, dental, life, short- and long-term disability, 401(k) retirement savings (with a generous employer match), wellness programs, Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs). Additionally, we offer many other workday benefits, including walking workstations and complementary fruits, vegetables, waters, iced teas, and other healthy drinks.

-- Each year, we set aside two days for an all-company Team Building Event to plan ahead for the coming year, and we invite a keynote speaker to deliver an address to inspire and inform our team.

Next Steps 

Interested in career opportunities at Plexus? Click here to be directed to our Careers page for our updated list of openings.

We get it: a career search can be intimidating. It takes work. You need a reason to go on with it. And if you are going to change jobs, it better be for something rewarding, fun, legit.

To this we say: welcome. You have come to the right place.

Insurance stories we're reading


We enjoy reading about insurance at Plexus. Here are a half-dozen industry stories we are bookmarking, sharing, and perusing as the work week rolls on: -- Wildfires are leading to soaring insurance costs in some areas of California.

-- On Netflix, HBO, and the future of insurance.

-- One of college football's top programs took insurance to cover incentive payouts related to team performance in 2016. It did not take out the coverage in 2017. Read on for the rest of this interesting story.

-- How much does $1 million in drone liability insurance cost?

-- Receiving an insurance payout after Hurricane Irma? Better read the fine print.

-- Iowa's Insurance Division is warning that bitcoin is not insurable.

Two Plexus Financial Services associates honored as Top Women Advisors by NAPA

DEER PARK, Ill. – Chicagoland-based Plexus Financial Services, LLC (PFS), a firm specializing in corporate retirement plan advisory services, has had two exemplary associates honored by a leading industry lobbying group. PFS Executive Vice President and Practice Leader Allison Winge and Vice President of Client Relations Pamela Appell have been named Top Women Advisors for 2017 by the National Association of Plan Advisors (NAPA). Top Women Advisor honorees were selected by a panel of judges, with nearly 600 retirement advisors receiving nominations.

Winge (pictured at left) was selected as a “Captain,” a designation given to leaders of retirement plan advisory firms. Appell (right) was selected as an “All-Star,” an honor reserved for top producers. Winge and Appell each have close to two decades of experience in corporate retirement plan advisory.

A wholly owned subsidiary of The Plexus Groupe LLC, Plexus Financial Services offers fiduciary assistance, participant education, investment consulting, plan design, and provider management for corporate retirement plans.

“We are extremely proud of the recognition Allison and Pamela have received,” said Brian F. Griffin, Plexus Groupe President and Chief Operating Officer. “Their tireless advocacy on behalf of retirement plan sponsors and participants is to be commended, and we cannot thank them enough for the impact they have had on Plexus Financial Services and our clients. The entire Plexus family salutes Allison and Pam for their excellent work.”

An affiliate of the American Retirement Association, NAPA is a leading industry advocacy group for the retirement plan advisory industry. Plexus Financial Services is a member of NAPA.

Disclosure regarding NAPA’s Top Women Advisors

The list is formed through an advisor application process supporting a potential nomination from the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association.  The nomination acknowledges excellence and contributions within the profession.  No fee is charged for application, nomination, or selection; however, only NAPA Firm Partners are allowed to participate.  Among various selection criteria, annual dues are required to obtain NAPA Firm Partner Membership.

Disclosure regarding NAPA/ARA

The National Association of Plan Advisors is a non-profit professional society backed by the American Retirement Association (ARA). The materials provided are intended for instruction only and are not a substitute for professional advice.

The American Retirement Association is a non-profit professional organization with two major goals: to educate all retirement plan and benefits professionals, and to create a framework of policy that gives every working American the ability to have a comfortable retirement. The American Retirement Association is comprised of four premier retirement industry associations; the American Society of Pension Professionals & Actuaries (ASPPA), the ASPPA College of Pension Actuaries (ACOPA), the National Association of Plan Advisors (NAPA), and the National Tax-deferred Savings Association (NTSA).

For additional information please contact NAPA ( and the American Retirement Association ( at 4245 N. Fairfax Drive, Suite 750, Arlington, Va., 22203. Both organizations can be reached by telephone at 703-516-9300.

Disclosure regarding Plexus Financial Services

Plexus Financial Services, LLC (“PFS”) does not provide specific investment, tax, and/or legal advice and the information referenced/provided is not specific to any company’s or individual’s circumstances. The materials referenced/provided are general in nature and provided for educational purposes based upon publicly available information from sources believed to be reputable and reliable; we cannot assure the accuracy or completeness of these materials and caution you to use personal diligence in review before relying or acting upon any information presented. Any general information referenced/provided is not be construed as personalized investment, tax, and/or legal advice. Always consult an advisor, attorney and/or tax professional regarding your specific situation.

This communication is strictly intended for individuals residing in the states of Alabama, Colorado, Georgia, Illinois, Indiana, Louisiana, North Carolina, Ohio, Oklahoma, Texas, Washington, and Wisconsin and does not provide any information regarding any offers or services directly provided by PFS. The information referenced/provided is not to be considered an offer to buy or sell, or a solicitation of any offer.

PFS is a wholly owned subsidiary of The Plexus Groupe LLC. Advisory services are offered through Plexus Financial Services LLC, a registered investment advisor with the SEC which transacts business in states where it is properly registered, or is excluded or exempted from registration requirements, member FINRA ( and the SIPC ( SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.

You may request receipt of PFS’s Form ADV, Privacy Policy Statement, Code of Ethical Behavior, and Conflict of interest Policy at any time by written request to For additional details or questions regarding this or any information provided by or related to PFS, please visit our website at Plexus Financial Services is located at 21805 Field Parkway, Suite 300, Deer Park, Illinois 60010. To contact us by phone, please call (847) 307-6222.


Insurance stories we're reading

The Plexus Groupe is releasing this week's insurance reading list. Here are a half-dozen industry stories we are sharing, thumbing through, and bookmarking as the work week rolls on: -- An NFL quarterback who could garner a nine-figure contract in 2018 made sure to take out an insurance policy on himself before the season. (Among those suggesting he have insurance: former GM CEO Jack Welch.)

-- Is a global e-commerce giant thinking about getting into the insurance business?

-- Are frozen pipes covered by your homeowners insurance? It depends.

-- If you take a self-driving taxi in Phoenix next year, you will automatically have insurance coverage.

-- Estimated insured losses from Hurricane Irma have reached $6.55 billion.

-- A leading insurer has made a big investment in a company that's bringing microinsurance via mobile phones to emerging markets.


Does your company have the right directors & officers insurance?

In late 2015, Deputy Attorney General Sally Yates issued a memorandum to federal prosecutor — commonly known as the Yates Memo — that emphasizes the accountability of individuals involved in corporate wrongdoing. Consequently, businesses and culpable employees are both targets during federal investigations. This can lead to a number of liabilities for your organization.

The Yates Memo specifies that businesses must identify all culpable individuals during a Department of Justice (DOJ) investigation. This will likely result in frayed relationships with employees, longer investigations and higher defense costs. Additionally, the DOJ will expect your business to cooperate during both corporate and individual cases, as the Yates Memo removed many protections for individuals.

To ensure that you are adequately protected, you need to examine your business’s directors and officers (D&O) insurance coverage before an investigation takes place.

Primary Focus of the Yates Memo

The Yates Memo consists of six “key steps” to encourage businesses to focus on individual accountability as well as to encourage federal attorneys to bring civil and criminal charges against culpable employees.

Two of these steps will have a large impact on the focus of investigations:

1.  Businesses must identify individuals involved in corporate wrongdoing to qualify for cooperation credit in case resolution.

2.  Federal attorneys will target individuals during the onset of an investigation. They will not focus solely on the business as a whole.

Employees’ Reactions

Because businesses must identify culpable individuals to receive cooperation credit during a federal investigation. The priorities of your business and your employees will likely diverge over the course of a case.

Additionally, the Yates Memo states individuals don't have to partake in wrongdoing to be a target of investigations. Board members, directors, officers and managers that do not provide sufficient oversight of their respective responsibilities can be found negligent and targeted during a case. This broad range will likely make it more difficult to determine who caused any wrongdoing.

While it is in your business’s best interests to conduct thorough internal investigations and find all culpable individuals, employees may be less willing to reveal relevant information and may even request their own legal counsel to represent their best interests. And, if your D&O coverage provides funding for this defense, there will be less funds available to provide protection for your business as a whole.

Protection for Individuals

As the Yates Memo emphasizes individual accountability, it takes away protections that individuals could turn to when resolving cases. The key steps in the memorandum specify the following:

→ There must be a plan to resolve any related cases involving culpable individuals before corporate cases are handled.

→ Resolutions between businesses and the DOJ will provide no protection for culpable individuals.

→ Civil charges against individuals will not account for the ability to pay financial penalties.

These points will serve to lengthen cases because businesses need to cooperate with individual and corporate cases. This means that your business must continue to devote time and resources to internal investigations and provide for legal counsel. As a result, your current D&O coverage is likely inadequate given the new priorities found in the Yates Memo.

D&O Coverage Considerations

To ensure that you have adequate D&O coverage to defend both your business and its employees during an investigation, you should review the following topics:

→ Type of coverage: Ensure that your D&O policy will provide adequate protection for all parties involved in a case. Coverage should include funds for your employees’ defense, any additional funds your business provides for their defense and your business’s defense if you are sued by a third party as a result of a federal investigation.

→ Investigation coverage: Consider purchasing investigation coverage as an endorsement to your D&O policy. This will help protect you from the financial burden of lengthy internal investigations.

→ Policy limits: Consider raising your policy limits to ensure that you have adequate protection. Defending more individuals and assisting federal prosecutors will lead to longer cases and higher defense costs.

→ Conduct exclusions: Examine your current D&O policy to see if it has conduct exclusions for fraud, dishonesty and other misconduct. These exclusions may also include final adjunction provisions, which prevent carriers from withholding funds until a case has been resolved.

→ Balance between indemnification and insurance: Conduct a review of your business’s balance between indemnification and D&O coverage. If you provide for the majority of a case’s defense costs, you may face severe financial hardship after it's resolved.

Let’s have a conversation

The risk prevention experts at The Plexus Groupe transform complexity into simplicity to empower growth-orientated companies like yours by reducing exposures, improving cost efficiencies, and protecting your most valued assets.

Have questions regarding directors & officers coverage? You have come to the right place. Contact Plexus Vice President of Executive Liability Willie Lindsey at 847-307-6100 or We will work with you to protect what you have earned and achieved.

Disclaimer and publishing credit: This Risk Insights is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. © 2016 Zywave, Inc. All rights reserved.

Why contingent business interruption coverage is essential for firms big and small

Is your business properly protected if events out of your control affect your business's ability to conduct normal operations? You might need interruption coverage. When disaster strikes other firms, the effect on your business can be chilling, even catastrophic.

Consider these scenarios:

-- A fire damages top local outlet selling your goods, leaving the store closed through the busy holiday season.

-- An explosion damages your key supplier of component parts for your product, leaving it offline for a month.

-- A key manufacturer for your product has its machinery heavily damaged during a tornado. It takes several weeks to find a new manufacturing partner.

Here is the bad news: a standard business owners policy might not protect you from retailers or suppliers ceasing operations for an extended period of time. Also, business interruption insurance generally applies only to events directly affecting your property, such as a plant fire.

But here is the good news: there is coverage to shield your business from another firm's bad luck. The coverage is dependent properties insurance, or contingent business interruption coverage.

Contingent business interruption insurance generally takes effect after a loss or damage from the dependent property (i.e., a manufacturer, a key store in which your goods are sold, etc.). The coverage ends when you replace or restore the dependent property, or up to a certain period of time as outlined in the policy. The amount of loss covered netted against your ability to find other suppliers or outlets for your products until the dependent property is restored.

Let’s have a conversation

You work too hard to have another firm’s plain bad luck hurt your business.

The risk prevention experts at The Plexus Groupe empower growth-orientated companies like yours by reducing exposures, improving cost efficiencies, and protecting your most valued assets.

For more information, contact a Plexus property & casualty client executive at 847-307-6100. We're here to help, and we're happy to help.

TechAssure earns Insurance Business America honor

The Plexus Groupe salutes TechAssure for winning Network  / Alliance of the Year honors among insurance-industry groups with 100 or fewer member agencies at the 2017 Insurance Business America Awards on Wednesday night in Chicago. Since 2006, Plexus has been a proud member of TechAssure, a select, cutting-edge group of global independent insurance brokers with expertise in the technology, life science, clean technology, cyber risk and venture/private equity markets. The association with TechAssure allows Plexus access to products developed specifically for the technology, private equity and venture capital marketplaces, as well as current market and product trends in the field of technology risk management.

TechAssure Executive Director Garrett Droege -- pictured here speaking at Plexus's 2017 Team Building Event -- accepted the Insurance Business America award on behalf of his organization.



Insurance stories we're reading

We enjoy reading about insurance at Plexus. Here are five industry stories we're checking out as the work week begins: -- According to the Washington Post, nearly a dozen states could soon run out of money to care for low-income children because the federal Children's Health Insurance Program remains unfunded.

-- Congress has less than two weeks to reauthorize the National Flood Insurance Program.

-- Hotels in the Caribbean face higher insurance premiums after an exceptionally stormy 2017.

-- A Virginia lawmaker has introduced legislation that would ban insurers from using credit scores to set coverage rates.

-- Here's a closer look at the parametric insurance market.

Insurance stories we're reading

At Plexus, we enjoy reading about insurance -- and we think you will, too. Here are five industry-related stories we are sharing, bookmarking, and scrolling through as the work week rolls on: -- The U.S. House has voted to reauthorize the National Flood Insurance Program.

-- Do journalists need liability insurance? The Columbia Journalism Review explores what coverage interested writers, editors, and other media personalities might need if they are considering carrying insurance.

-- When the cost of health coverage for retirees was mistakenly omitted from the budget, an Indiana county suddenly realized it had a nearly $6 million deficit on its hands.

-- More than a dozen states now carry cyber liability insurance.

-- Florida legislators are weighing changing the rules regarding "assignment of benefits," where homeowners seeking to make insurance claims give power to contractors to handle all elements of the claims process.


Insurance stories we're reading

We enjoy reading about insurance at Plexus. Here are five industry-related stories we're checking out: -- Here's a look at how insurance can protect against a variety of potential Halloween-related accidents.

-- Pennsylvania will not allow insurers to charge auto policyholders more for collisions with deer.

-- Here's a useful primer on long-term disability insurance.

-- The recent California wildfires leveled marijuana farms who could not carry federal crop insurance because the drug -- while soon to be legal in the state -- is still illegal under U.S. law.

-- Can Michigan reform its auto insurance system? State legislators are trying, but it remains to be seen whether major changes will take hold.

When disaster strikes a key supplier, will you have the right coverage?

The property & casualty insurance world is ever-changing, and businesses face a vast array of risks. Here's a look at three risk management topics firms should be pondering as 2018 approaches.

Lessons from a cruel summer

After a turbulent summer, it is a good time to review contingency plans for operations slowed or halted due to a natural disaster. If your major suppliers can't ship needed components due to a catastrophe, a contingent business interruption endorsement to your business property policy could make all the difference. To learn more about ensuring you have the proper coverage and limits in place, contact Property & Casualty Vice President and Client Executive Jesse Altman at 847-307-6100 or

Cyber boom

According to one estimate, the cyber insurance market could grow by 600-800 percent over the next 10 years. That's impressive long-term growth, but when it comes to cyber coverage, being an early adopter is the smart move. With cyberattacks an unceasing risk for businesses, it pays to get covered, especially when cyber insurance protects in so many ways. For more information on Plexus’s cyber risk management capabilities, contact Property & Casualty Vice President and Client Executive Willie Lindsey at or 847-307-6100.

'Nailed' it

Earlier this year near New Orleans, a truck spilled roofing nails on Interstate 10. You can guess what happened next: nails reportedly became embedded in the tires of numerous vehicles, and then, the insurance claims insurance claims were filed. For commercial vehicles, auto liability insurance covers property damage caused by vehicles covered under the policy. For more on commercial auto insurance, including liability limits, contact Property & Casualty Vice President and Client Executive Debbi Incopero at 847-307-6100 or

Plexus earns Best Places to Work in Insurance honors for eighth straight year

The Plexus Groupe (Plexus), a growing national insurance brokerage and risk management consulting firm, has been honored as one of the Best Places to Work in Insurance for 2017. This is the eighth consecutive time Plexus has received the Best Places to Work designation, which is awarded by Business Insurance magazine and Best Companies Group. Best Places to Work in Insurance honorees are selected on the quality of their employee benefits and the engagement and satisfaction of their employees. The results of a completely confidential and voluntary employee survey comprise half of the judging criteria.

“Our firm is honored to have received the Best Places to Work in Insurance distinction for an eighth consecutive year,” said Brian F. Griffin, Plexus President and Chief Operating Officer. “This award is testament to our Plexus associates, who have built and maintained a second-to-none workplace culture. On behalf of our executive team, partners, and senior staff, I want to convey how proud and thankful we are to work alongside of this impressive group of associates on a daily basis.”

Plexus offers associates a full suite of employee benefits, including medical, dental, disability and life insurance, and a 401(k) retirement plan. The firm strongly believes in the importance of employee wellness. Plexus provides complimentary fresh fruit and vegetables and non-sugared waters and iced teas for associates, and it has converted an office at its headquarters into a walking workstation. An employee-run wellness committee organizes a variety of get-fit events, and associates also plan and oversee a variety of philanthropic and social events throughout the year, including a recent charitable drive for Hurricane Harvey relief.

Numbering more than 100 employees across four offices, Plexus is an insurance brokerage and risk management consulting firm with expertise in employee benefits, property and casualty, corporate retirement plans, personal lines insurance, human resources administration/consulting, benefits technology services, and mergers & acquisitions. The firm is headquartered in Deer Park, Ill., with additional locations in Chicago (downtown), Dallas, and Oklahoma City.

For more information on Plexus, please contact the firm at 847-307-6100, or visit

Plexus recognized as 2017 Best Practices Agency

DEER PARK, Ill., August 15, 2017 — The Plexus Groupe (Plexus), an insurance brokerage and risk management consultancy with a national presence and an international reach, has again been certified as a Best Practices Agency by the Independent Insurance Agents & Brokers of America, Inc. (IIABA) and Reagan Consulting, Inc. The Best Practices designation honors insurance agencies for performance against numerous business metrics. These include financial stability, operations productivity, profitability, revenue growth, and sales velocity. Best Practices honorees are selected every three years and recertified annually for two years after resubmitting their operational results for measurement.

“We're pleased to retain our designation of a Best Practices Agency,” said Brian F. Griffin, Plexus President and Chief Operating Officer. “The Best Practices recognition is especially meaningful, as it measures profitability, stability, and growth, among other key performance indicators. This honor is a credit to each of Plexus’s more than 100 associates firmwide.”

Plexus is a growing insurance brokerage and risk management consultancy with offices in Deer Park, Ill. (headquarters), Chicago, Dallas and Oklahoma City. The firm offers expert solutions and a superior client experience in employee benefits, property and casualty, retirement plans, personal insurance, HR administration and consulting, technology, and mergers and acquisitions. Also, the Plexus Global Network gives clients access to insurance placement in 130 countries around the world. In each of the last seven years, Plexus has earned Best Places to Work in Insurance honors from Business Insurance magazine.

Contact Us

For more information on Plexus, please contact the firm at 847-307-6100, or visit

Come build a career with The Plexus Groupe

The Plexus Groupe, a Best Places to Work in Insurance honoree in each of the last seven years, is hiring for positions in suburban Chicago, Dallas and Oklahoma City. Plexus offers differentiated expertise and a special client experience across numerous disciplines,  including employee benefits, property and casualty, corporate retirement planning, technology services and personal lines insurance.

At Plexus, associates enjoy a competitive benefits package and a wide range of extra amenities, including complementary healthy snacks in the morning and afternoon, a walking workstation where employees can check emails while burning calories, and a refrigerator stocked with sparkling water and other no/low-calorie options. (If you love LaCroix, you will find some kindred spirits at Plexus.)

Plexus associates are the keepers of our special workplace culture, one built on trust, collaboration and open doors. Here, you will have a chance to be heard, your ideas to be implemented. Management is engaged, curious -- and never satisfied. We move quickly here.

The Plexus Groupe is growing, and steadily. Since the beginning of 2016, we've added offices in downtown Chicago and in Oklahoma City. We now have more than 100 associates.

However, we are not newcomers to the scene. We have served clients for more than 25 years. And along the way, we have had numerous associates leave Plexus only to eventually return, to come back to a place they missed.

List of Current Openings

Below are links to our current career openings with The Plexus Groupe. If interested in applying for any of these opportunities, please fill out a short assessment survey that is required for all candidates.  Be sure to read a little more about our corporate culture, too.


Plexus Financial Services Client Coordinator

Property & Casualty Client Coordinator


Employee Benefits Client Coordinator


Client Service Coordinator (OneLife Employee Assistance Program)

Employee Benefits Client Coordinator

→ Office Administrator / Administrative Assistant


Business Development